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Newfoundland & Labrador

Newfoundland & Labrador student funding, scholarships, grants & loans for 2026

Newfoundland and Labrador Student Aid (provincial loans + grants), Up Front Need-Based Grant, Memorial University entrance awards, College of the North Atlantic awards, NL Tuition Freeze Reinvestment.

Reviewed by · verified May 2, 2026

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8 Newfoundland & Labrador awards verified

Show editorial notes about Newfoundland & Labrador

Newfoundland and Labrador combines the lowest tuition in Canada (after Quebec resident rates) with a strong provincial student aid program: NL Student Aid bundles loans + grants + the Up Front Need-Based Grant. Memorial University — the province's flagship — runs a deep entrance + continuing scholarship program that's notably under-applied relative to the available pool.

Who this page is for

NL residents applying to post-secondary in NL or out-of-province. Mainland Canadian students at Memorial University should check institutional entrance awards — Memorial's entrance scholarships are open to non-NL residents.

Newfoundland & Labrador Student Aid

Apply at aesl.gov.nl.ca:

  • NL Student Loan: provincial loan stacked on Canada Student Loan.
  • NL Grant: need-based provincial grant (does not repay).
  • Up Front Need-Based Grant: distributes need-based grant funding directly at start of program (no waiting for end-of-year reconciliation).
  • NL Tuition Freeze Reinvestment: provincial program offsetting tuition for NL residents at Memorial.

NL Tuition advantage

Memorial University tuition for NL residents is among the lowest in Canada. Combined with the Up Front Need-Based Grant, total cost-of-attendance for in-province students sits well below Ontario / BC averages.

Memorial University awards

Memorial University runs entrance and continuing scholarships across all faculties:

  • Memorial Entrance Scholarship: tiered based on Grade 12 average, multiple thresholds.
  • President's First-Year Scholarship: top-of-class merit award.
  • Lyle Cunningham Memorial Scholarship: targeted to academic excellence.
  • Memorial Trades Awards: targeted at trades + technology programs.
  • Indigenous Student Awards: dedicated stream for First Nations, Métis, Inuit students.

College of the North Atlantic (CNA)

CNA offers entrance and continuing awards across its 17 campuses. Trades + technology programs stack with federal apprenticeship grants and the NL Apprenticeship Branch funding.

Indigenous NL students

  • Innu Nation / Nunatsiavut Government: dedicated education funding for member students.
  • Mi'kmaq First Nations Assembly of Newfoundland: scholarship and bursary programs.
  • Indspire: national funding streams with NL-eligible awards.

What our directory lists

Below: Newfoundland and Labrador-eligible scholarships, grants, bursaries, and loans currently in our directory. For the full Atlantic Canada student funding guide (covers NL + NS + NB + PEI), see the linked blog post.

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